J1访问学者和家属来美国需要购买符合美国国务院和访问学校要求的保险。国务院的标准是:1. Medical benefits of at least $50,000 per accident or illness; 2. Repatriation of remains in the amount of $7,500; 3. Expenses associated with medical evacuation to your home country in the amount of $10,000; 4. A deductible not to exceed $500 per accident or illness. GWU对访问学者保险的要求与国务院的要求一致,请见: 全美各校访问学者保险标准列表 http://taianfinancial.com/#l=cn&p=pivot-school-waiver